For insurance · risk
The independent evidence substrate for AI-era risk.
You can't price what you can't trust. Testari gives carriers a tamper-evident, independently-attested record of the decisions and controls behind a risk — the substrate to underwrite it, and to resolve claims on facts.
The gap
You can't underwrite what you can't independently verify.
Carriers are being asked to underwrite AI-driven, autonomous, and operational risks they can't independently verify — and you can't price what you can't trust. Claims increasingly turn on “what actually happened,” and the evidence is produced by the insured, in systems the carrier can't audit. The AI era makes it acute: how do you underwrite an autonomous system or an AI-run operation without an independent record of what it does?
What Testari provides
Independent evidence, structured for insurance.
An underwriting substrate
Independent, attested evidence of the decisions and controls behind a risk. Price new classes with confidence; open coverage you can't offer today.
Faster, cleaner claims
A tamper-evident record of what happened resolves disputes and reduces fraud; the facts aren't the insured's word against yours.
A new product and a data moat
"Attested operations" becomes an underwriting class: differentiated terms for attested risk, and a proprietary risk-signal advantage as attested evidence flows across your book.
The two-sided play
You are the demand engine.
The insurer is both a customer (uses the evidence substrate) and a distribution channel (drives adoption across insureds). Price attested operations better and Testari spreads across your entire insured base — and via the physical-AI bridge, across autonomous-system deployers. One carrier relationship can seed demand across thousands of operators. It's a value-add you extend to insureds, not a mandate you impose.
The attested-operations product
Define the category. Own the data advantage.
Together we can define an underwriting class for Testari-attested operations: the insured runs their operation with an independent, tamper-evident record; you underwrite and price against evidence you trust; both sides win on transparency. First movers define the category and own the data advantage.
Why it matters now
The first carriers to adopt set the standard.
AI and autonomous risk are outrunning carriers' ability to underwrite them; independent evidence is the missing substrate; the first carriers to adopt it set the standard. And because physical AI can't scale without coverage, the insurer that can credibly cover attested autonomous systems reaches a market others can't touch.
How we engage
A design partnership.
Pilot Testari-attested evidence on one line or class, quantify the underwriting and claims value, and scope the attested-operations product and the insured-adoption incentive.
Proof & status
Testari's independent attestation already operates on live institutional decisions today. Early-stage; detail shared under evaluation; no fabricated customers, metrics, or certifications.
Boundary
Testari attests provenance and linkage — not causation or fault. The underwriting and liability judgment stays entirely with you. That independence is what makes the evidence credible in a dispute.